Skip to main content

Here are 5 strange insurance fraud schemes attempted in Sask.


From rolling back an odometer 150,000 kilometres to intentionally causing a collision, Saskatchewan Government Insurance (SGI) is highlighting its top five insurance fraud cases of 2022.

SGI’s Special Investigation Unit (SIU) busted hundreds of fraudulent claims in 2022 resulting in $5.8 million in savings, the agency said in a news release.


SGI said a customer reported their vehicle missing and claimed it had been parked in front of their house with a spare key locked inside.

One hour after the vehicle was reported missing, police found it a short walk from the person’s house on the front lawn of someone else’s property after it had collided into a nearby parked vehicle and tree.

The vehicle’s owner filed a theft and collision claim while another person filed a claim for the parked vehicle and property damage.

SGI said security camera footage showed the vehicle in question travelled at a high rate of speed, lost control and collided with a parked vehicle and then a tree.

The driver then walked away from the vehicle, locking it with a key fob.

The person confessed to the collision and said they should not have been driving at the time.

They owed $50,000 in vehicle and property damage.


Someone submitted a claim that said they drove their truck through a dip with standing water, which caused the engine to quit. It was discovered that the truck actually needed a costly engine repair or replacement.

SIU also discovered the vehicle’s odometer had been rolled back 150,000 kilometres in order to increase the value of the truck.

The claim was withdrawn after the person was confronted by SIU which saved SGI $7,000.


SGI saved $40,000 after a fraudulent claim stated that a driver and his girlfriend were in a collision with an abandoned vehicle while driving in foggy conditions after missing a turnoff.

The drivers said they panicked and instead of calling police, they walked to a nearby home.

The homeowners reported to police that the couple said they did not want police to know about the collision.

“Police visited the collision site and saw several concerning items inside the vehicle, including drug paraphernalia. Additionally, there was no evidence of fog that morning and no nearby turnoff that the driver could have missed. SIU discovered the vehicle was travelling at double the reported speed, and additional witnesses claimed Connor and his girlfriend were both very intoxicated. SIU found [the claimant’s] account of the incident was unreliable and vague,” the release said.


A person filed a claim that stated they hit a deer and left their vehicle at the scene of the collision before coming back to find the vehicle completely burned.

SIU spoke with a witness who saw two people removing belongings from inside the vehicle before it went up in flames a short time later.

SIU discovered the vehicle was not registered at the time of the collision and registration was then purchased less than an hour after the crash.

SIU said it believes the driver also returned to set the vehicle on fire in order to receive a cash payout.

SGI denied the claim and saved $5,000.


Someone filed a claim stating they had fallen asleep and collided with a parked vehicle. After admitting to dealing with significant financial hardship the person revealed they had recently spoken with a bailiff about the vehicle, a high value SUV, being repossessed.

SIU confirmed the person was experiencing financial troubles and then discovered the person caused the collision intentionally to avoid having the vehicle repossessed.

SGI said it saved $63,000 after denying the claim.

“When making insurance claims, the important thing to do is always be honest about the incident,” SGI said in a release.

Potential insurance fraud cases can be reported to SGI or Saskatchewan Crime Stoppers. Top Stories

Stay Connected